Terms and Conditions

These Terms and Conditions ("Terms") govern access to and use of the Valuera software platform, the related websites under valuera.cloud, and the connected services provided by Davide Pio Simeone. Please read them carefully before creating an account, subscribing to a plan or using any platform feature.

September 2026

Supplier identity

The service provider is Davide Pio Simeone, owner of valuera.cloud. Tax ID: SMNDDP02E26F027T. Registered office: Via Umberto Giordano 14, 74027 San Giorgio Ionico (TA), Italy.

References in these Terms to the "Company", the "Provider" or "Valuera" mean Davide Pio Simeone, owner of valuera.cloud, and not a limited company, unless a change of legal form is later communicated.

Notices relating to these Terms may be sent to davide.simeone@valuera.cloud.

Object of the service

Valuera is a Software-as-a-Service (SaaS) platform that supports ingestion, transformation, rule-based evaluation, routing and technical execution workflows for trading signals toward MetaTrader 5 environments and related integrations.

The service includes software infrastructure, configuration interfaces, observability tools and, within the limits of the subscribed plan, operational automation components. The Provider does not act as a financial intermediary, bank, investment firm, broker or other authorised investment undertaking.

Personal scope: business users and consumers

Services may be offered both to professional / business users and, where provided by the commercial offer, to consumers acting for purposes outside their trade, business, craft or profession.

Mandatory consumer-protection rules under Italian law and European Union law prevail over any conflicting clause of these Terms to the extent required by law. Limitation-of-liability and jurisdiction clauses are interpreted and applied in light of that prevalence.

Registration, eligibility and age of majority

Access to the platform ordinarily requires creation of an account, any approval or onboarding process set by the Provider, and the provision of true, complete and up-to-date information.

The user represents that they have reached the age of majority under the law of their country of residence and have the legal capacity required to enter into the contract. Use of the platform by minors is not permitted.

The user is responsible for safeguarding credentials and for all activity carried out through their account, unless caused by a fact directly attributable to the Provider.

The account may also be created or accessed through a federated login provider (Google). The user remains responsible for the linked Google account and for activity on the platform after that authentication.

Acceptable use and prohibitions

The user undertakes to use the platform in accordance with the law, these Terms, the technical documentation and any acceptable-use policies published by the Provider.

• Unlawful, fraudulent, abusive or security-harmful use is prohibited, including conduct that impairs availability or integrity of systems.
• Reverse engineering, decompilation, unauthorised extraction of components or circumvention of technical controls is prohibited, except to the extent expressly allowed by mandatory law.
• Use of the service for market manipulation, breach of broker rules, evasion of legal duties or any activity conflicting with financial regulation applicable to the user is prohibited.

Regulatory perimeter and exclusion of investment services

Valuera provides technology and infrastructure services only. The Provider does not provide investment advice, portfolio management, reception and transmission of orders as an investment firm, placement, dealing on own account or on behalf of third parties, or any other regulated investment service or activity under MiFID II and national implementing rules.

No platform content, parsing output, alert or automation setting constitutes, in itself, a personalised investment recommendation, a public solicitation to invest, or a financial promotion.

The user remains solely responsible for ensuring that their operations comply with broker rules, tax duties and the law applicable in their jurisdiction.

Market and automation risk acknowledgment

Trading in financial instruments, leveraged products and automated strategies involves substantial risk, including the possibility of losing all capital employed. Past performance, backtests and simulations are not reliable indicators of future results.

The user alone is responsible for strategy selection, signal providers, risk parameters, account funding and overall exposure. The platform provides technical routing and control tools; it does not replace the user's judgment and does not guarantee market outcomes.

Service availability, maintenance and changes

The Provider uses commercially reasonable efforts to maintain continuity and security of the service, without guaranteeing uninterrupted availability, complete absence of errors, or perpetual compatibility with every third-party software version (including terminals and brokers).

Updates, maintenance windows, emergency interventions and technical or functional changes may be made for security, reliability, product evolution or legal compliance. Where practicable, planned interruptions will be communicated with reasonable notice.

Fees, invoicing and payment methods

Prices, billing cadence and the scope of features included in a plan are defined in the commercial offer, published price list or quote/order accepted by the user.

Subscription payments are processed via Stripe Checkout. Stripe's terms apply to the transaction on its secure hosted page.

Partner and provider wallet withdrawals are paid in euro. A five percent withdrawal fee is withheld from the requested US-dollar amount as remuneration of the Provider. The net amount is converted at the European Central Bank daily US-dollar reference rate of the transfer day. Stripe's own processing fees on that payout are borne by the Provider, not deducted again from the withdrawal.

Failure to pay by agreed due dates may justify suspension of the service, without prejudice to termination rights under these Terms and the commercial documentation.

Taxes

Unless expressly stated otherwise, amounts are net of applicable taxes.

The user remains responsible for taxes, duties and any withholdings due under applicable law, except taxes on the Provider's net income.

Consumer withdrawal right (B2C only)

If the user qualifies as a consumer and the contract is concluded at a distance or off-premises, the fourteen-day withdrawal right under the Italian Consumer Code may apply, within the limits and conditions set by law.

If performance of the service begins during the withdrawal period at the consumer's express request and with acceptance of any resulting loss of the right where provided by law, a proportionate amount may be due for services already provided up to the moment the consumer informs the Provider of withdrawal; where permitted by law, withdrawal may also be excluded once the service has been fully performed.

To exercise withdrawal, the consumer must send an unequivocal statement to davide.simeone@valuera.cloud.

Intellectual property

Software, code, documentation, trademarks, layout, databases and all other platform materials remain the exclusive property of the Provider or its licensors.

The user is granted a limited, non-exclusive, non-transferable (unless otherwise agreed) and revocable licence to use the service within the subscribed plan and these Terms. Nothing in these Terms transfers intellectual-property ownership to the user.

Suspension and termination

The Provider may suspend access to the service in whole or in part where necessary for security, fraud or abuse prevention, compliance with legal duties, non-payment, material breach of the Terms, or a concrete risk of harm to third parties.

The relationship may end according to the commercial documentation (notice of cancellation, plan expiry, termination for breach). Accrued rights and obligations that by nature or by law survive termination remain in force, including those relating to confidentiality, intellectual property, permitted liability limitations and mandatory data retention.

Limitation of liability

To the maximum extent permitted by applicable law — and without prejudice to mandatory consumer protections — the Provider is not liable for indirect or consequential damages, loss of profit, loss of chance or data, nor for losses arising from market dynamics, the user's trading decisions, broker outages or policies, failures of third-party platforms (including MetaTrader), network interruptions outside the Provider's reasonable control, or incorrect configurations set by the user.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under mandatory rules, including, where applicable, liability for wilful misconduct or gross negligence and the protections afforded to consumers by the Italian Consumer Code.

In relationships with non-consumer users, any aggregate liability of the Provider connected with the service will in any event be proportionate and reasonably related to the fees paid by the user for the relevant period, to the extent permitted by law.

Governing law, jurisdiction and language versions

These Terms are governed by Italian law, without prejudice to mandatory consumer rights under the law of the country of habitual residence where applicable.

For disputes arising from relationships with non-consumer users (B2B), exclusive jurisdiction is vested in the Court of Taranto, unless a different venue is mandatorily prescribed by law.

For disputes with consumers, the venues provided by mandatory consumer-protection rules apply.

These Terms may be made available in Italian and English. For consumers habitually resident in Italy, in the event of an interpretive conflict between language versions the Italian text prevails. For other relationships, the versions shall be interpreted in good faith according to the parties' common intent and mandatory law.

Final provisions and contacts

If one or more clauses are held invalid or unenforceable, the remainder of the Terms continues in effect to the extent possible.

Failure or delay by the Provider in exercising a right does not constitute a waiver of that right.

Notices relating to these Terms: davide.simeone@valuera.cloud.